Hiring a Contractor to Repair Storm Damage in MN
After a hailstorm, many storm chasing contractors descend on the affected area like sharks in a feeding frenzy. Hiring the first person to knock on the door or even the 12th one may end up being a mistake. The person knocking on your door, offering a free inspection is highly motivated to get you to sign something on the spot. It is almost always a binding contract to have them do the work if your insurance company ends up covering it. It would probably be to your benefit to do some simple research of your prospective contractor:
- Ask to see names and phone numbers of people they’ve done work for in the neighborhood going back 4 or 5 or even 10 years. Wouldn’t you rather hire someone who has built a solid reputation over time in your community?
- Check them out on the Better Business Bureau website and/or angieslist.com.
- Ask friends, neighbors and coworkers who they have been happy with.
A RED FLAG
If a contractor says you won’t have to pay your insurance deductible, that should raise a red flag for you. If your insurance company audits your claim later on and they uncover something illegal, both you and the contractor will be held accountable.
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